Privacy Policy
Questions concerning this information? Please email info@targetedms.com or call 910-691-6008.
As a leading provider of merchant payment processing, Targeted Merchant Solutions LLC (“TMS”) understands the importance of privacy and data protection. This Privacy Policy explains Targeted Merchant Solutions, LLC’s practices and policies regarding the collection and protection of personal data supplied by users or collected by us from users of Targeted Merchant Solutions and websites.
By registering to use TMS, you agree (1) to comply with the terms and conditions of this Privacy Policy and (2) TMS may process (i.e., collect, use, etc.) your personal data as described in this Privacy Policy. TMS may process Personal Data in the country where it was collected as well as in other countries (including the United States) where laws regarding processing of personal may be less stringent. Please note that by visiting and using TMS’ website, you accept the practices described in this Privacy Policy.
THE INFORMATION WE COLLECT
The type of Information submitted to or collected by TMS varies depending upon the nature of the activity and relationship with TMS.
Browsing the Website
When you browse the company’s website, TMS may collect information regarding the domain and host from which you access the Internet, the Internet Protocol (“IP”) address of the computer or Internet Service Provider (“ISP”) you are using, and anonymous site statistical data. This information is collected for the purpose of assessing the effectiveness of the company’s website and for security reasons.
Inquiries
The TMS’ website contains various forms, links to company email addresses, fax numbers, and telephone numbers that you may use to solicit information about the website, TMS services, and the company in general. When you complete and submit a form, send us an email, send us a fax, or contact us by telephone, TMS may store the inquiries and their contents, including any personally identifiable information you may have provided. Any personally identifiable information you submit via an inquiry is collected only with your knowledge and active participation.
Use of TMS Payment Processing Services
When you register to use TMS payment processing services, You must provide personally identifiable information and enter into a written agreement with TMS. If You ordered any products or services from businesses that use payment processing services (“Merchants”), You were required to submit personally identifiable information (“Applicable Information”). Merchants transmit Applicable Information to TMS for the purpose of processing. Applicable Information is maintained in servers in the United States for a specific time, then archived and stored in vaults for later retrieval to comply with audits or disaster recovery purposes.
Applying for a Merchant Account
When you submit an application to obtain a merchant account through TMS, you may be required to provide financial statements, banking statements and other information to TMS. If you apply for a merchant account through TMS, we may also obtain information about you from consumer and corporate reporting agencies where applicable.
Children
TMS does not request or knowingly collect personally identifiable information from anyone under the age of eighteen (18).
HOW WE USE THE INFORMATION WE COLLECT
TMS will not sell or market registered users’ email addresses or other collected personal information to third parties. You acknowledge and agree that TMS may occasionally email you administrative communications regarding your account and/or our services.
Browsing the Website
Information collected while you are browsing the TMS website may be used to for security purposes and to analyze trends, administer the website, improve site performance, and gather demographic information. Such information may be disclosed to third parties to provide any of the aforementioned activities on behalf of TMS.
Inquiries
Information collected during the course of your submitting an inquiry via online form, email, fax, or telephone call may be used by TMS to respond to your inquiries or to contact you to inform you of TMS services that may be of use to you. Information collected during an inquiry will not be disclosed to any third party unless such third party has been contracted by TMS, with confidentiality obligations, to contact you on our behalf.
Use of Targeted Merchant Solutions Services
If you are a Merchant, TMS will use your Information during the course of providing you with payment processing services. During the course of providing such services, TMS may disclose your Information to third parties that have contracted with TMS to perform certain functions within the payment processing services on our behalf (“Licensors”). TMS may also use your information to contact you about other TMS offerings and to inform you about general company news and industry trends. TMS may also use your Information for internal business analysis. If you are a customer of a Merchant, TMS will use Order Information during the course of providing processing services to such Merchant. TMS may also use Applicable Information at an aggregate level for internal business analysis and fraud prevention. While providing payment processing services to Merchants, TMS may disclose Applicable Information to banks, processors, card associations, and other financial institutions involved in processing or screening the transaction applicable to the Information.
Applying for a Merchant Account
If you apply for a merchant account from or through TMS, we may use and disclose the Information only where applicable to evaluate your eligibility for a merchant account, including disclosure to consumer reporting agencies, relevant financial institutions, merchant service providers, and other entities involved in providing the merchant account services. TMS may also use and disclose your Information while providing or procuring the merchant account services on your behalf. Any Information used in determining your eligibility for a merchant account shall be treated as strictly confidential and shall only be disclosed to those entities that will actually be involved in providing service on your account and have a need to know about the financial stability of you to determine your eligibility for a merchant account. Furthermore, such entities shall also treat the Information as confidential as TMS and the entities we work with consider the privacy of your Information as paramount. Should you have any questions about the entities, TMS may disclose you Information to to determine eligibility; simply ask your TMS representative, and the names of such entities shall be promptly provided. TMS may also use your information to contact you about other TMS offerings and to inform you about general company news and industry trends. TMS may also use your Information for internal business analysis.
Use of Cookies
TMS uses cookies, IP addresses, and URL information to provide our users enhanced or geographically differentiated features and service levels. We use cookies to save user screen names, session validators, and on users’ browsers and hard drives. We may use cookies to provide tailored products and services to those users. IP Addresses also help us diagnose network congestion, problems with our servers and otherwise assist in the administration and delivery of services to our users.
Confidentiality Obligations
All contracts entered into between TMS and Merchants, TMS and Licensors, and TMS and other third party service providers contain express provisions governing the confidential treatment of any and all Information.
Investigations and Proceedings
TMS may use Information to conduct internal investigations. TMS may disclose Information to cooperate with an investigation by law enforcement agencies or other governmental authorities and may also disclose Information in response to a police or federal agency fraud or theft investigation, subpoena, warrant, court order, or other comparable legal processes.
LINKS TO THIRD-PARTY SITES
The TMS website may contain links to other sites that are not under our control. These websites have their own policies regarding privacy. You should review those policies before visiting the websites. We have no responsibility for linked websites, and we provide these links solely for the convenience and information of our visitors.
LEGAL REQUIREMENTS
TMS does not disclose personal data unless disclosure is necessary to comply with an enforceable government request such as a warrant. We endeavor to not use or share personally-identifying information about you in ways unrelated to those described in this Policy without also providing the end user with an opportunity to opt-out or otherwise prohibit the unrelated uses. However, there may be special circumstances in which we need to disclose, with or without the end user’s knowledge, limited personal information, or information regarding site use or services we believe that it is reasonable to do so, including:
- To satisfy any laws, regulations, or governmental, or legal requests for such information
- As part of legal action against individuals or groups who may be violating our Terms & Conditions or other policies
- If we are compelled to do so by lawful criminal, civil, or administrative process, subpoenas, or court orders
- If we suspect credit card fraud or abuse, or other fraudulent activity
- If we sell or transfer the Site or company to a third party; however, we will first provide reasonable notification or disclosure of such sale or transfer
CHANGE OF OWNERSHIP
In the event of a change in ownership, or a direct merger or acquisition with another entity, we reserve the right to transfer all of TMSs’ user information, including personal data, to a separate entity. We will use commercially reasonable efforts to notify the appropriate users (by posting on our website or an email to the email address provided during registration) of any change in ownership, merger, or acquisition of TMSs’ assets by a third party.
SECURITY
TMS uses industry-standard security measures to protect against the loss, misuse, and alteration of the information under our control. Although we make good faith efforts to store the information we collect in a secure operating environment that is not available to the public, there is an inherited risk to any online transaction which can never be completely removed.
REVISIONS TO THIS POLICY
TMS reserves the right in our sole discretion to revise, amend, or modify this policy and our other policies and agreements at any time and in any manner. Notice of any revision, amendment, or modification of this policy will be posted on the TMS website, and a user’s continued use of the website will signify agreement to such changes.
CORRECTION AND DELETION OF INFORMATION
If you want TMS to correct or delete the information that is stored on our systems, please submit your request in writing to: Targeted Merchant Solutions LLC, 1125 48th Ave N, Myrtle Beach, SC 29577. Subject to our ability to verify your request and provided that TMS is not required to maintain the Information by applicable laws, regulations, or contractual obligations, we will correct or delete the information within thirty (30) days of receipt of your request.
Effective Date: June 21, 2023