We LOVE our Merchants! We LOVE our Merchants! We have been helping merchants for nearly 15 years and we understand the importance of running a business smoothly by having the capability of seamless integrations. The integrity and transparency of our company has formed client relationships and strong retention over the years, and our merchant’s feedback […]
Loyalty Rewards Program Loyalty program Customer retention is essential when it comes to retaining existing customers. The most popular way of keeping customers coming back to your establishment is a rewards or loyalty program. Staples shares how a loyalty program can benefit every small business in a recent marketing article. The pros of a rewards […]
Did you know we have a Myrtle Beach location?! Credit Card Processing in Myrtle Beach Location It is the home to our president, Jennifer King. She has worked in the merchant service industry since 2004, and made her start by working for a Minnesota based company for the first few years of her career. Now […]
Many small merchants think that only large merchants have security breaches, but honestly, that is just not true. Small businesses are a substantial target for data breeches. As a First Data company, we take your security serious. First Data has partnered with TransArmor, a multi-layered security and compliance solution that helps merchants to protect their […]
Clover is THE all-in-one business management tool offering far more than your standard POS. Not only does it take multiple payments including credit and debit, chip and mobile solutions, you can manage staff & inventory, view reports, analytics, and build a loyalty program from your customer database. Oh, and di we mention that Clover staff are industry experts? Not only is Clover extremely easy to set up, but it offers a minimal learning curve so that your staff is ready to go in no time.
Worried that it can’t handle your business? The app marketplace will expand the already filled functionality and is Cloud Based so your back office accessible from anywhere that you are! And one of our client’s FAVorite features is that the Clover POS has a large, easy to read touch screen and makes the visual interface simple to use. It was also built with amazing report data and insights. Transaction data can be broken down to show sales trends, know who, what, and when they are buying, and more.
So, if you are ready to upgrade to the BEST POS system around, give us a shout and we will show you the way!
First of all, have you looked at the reviews of the new Clover system? With technology updating at a rate faster than butter melting on a piece of toast, it is a breathe of fresh air to know that someone somewhere cares enough to keep up with technology for us all. As a business owner, security is the number one thing we have to worry about today. Most of the credit card companies offer some sort of fraud protection, but if that credit/debit card is number is stolen from your store, then that customer may come after you. With the new Clover, the have built in what they like to call “Next-level security” – meaning that they have gone above and beyond what others are doing to make sure that you can relax because they have you covered. With an integrated EMV chip and signature reader, fingerprint reader for secure employee login, and over 20 pre-installed apps (and even more options in the Clover App Market). The new Clover also plays nice with others by working seamlessly with all Clover devices designed to support business transactions at the counter or online.
But that’s not all this new upgraded baby can do! It is compatible with a variety of accessories, from barcode scanners and weight scales to kitchen printers – you name it, they probably have it or are already thinking about it. It also offers two different styles of printers (this one you have to see to believe!), it has a built-in camera for barcode scanning and QR code-based payments, and best of all it has 24/7 support every. single. day.
Did I win you over? If not, be sure to check out this awesome video from Clover here.
When the EMV liability shift made its debut in October 2015, it created a lot of buzz, but it also came with a lot of confusion. What many small to medium sized businesses didn’t understand was that this shift would cause credit card thieves to target smaller businesses for their crimes.
Unfortunately, we have recently witnessed small businesses suffering monetary loss due to fraudulent card use, and it just proves that criminals are taking aim at small to medium businesses. These businesses accept EMV payments, so how are thieves bypassing this system setup to protect cardholders and businesses alike? They are making their failed payment attempts look like terminal error causing a business to key-enter the card and eliminating the security steps needed for EMV transactions.
How they do it
After fraudulently obtaining a cardholder’s information, the criminals are creating their own “copy” of the card with a magnetic strip but no EMV chip. When paying for a transaction, the card gets swiped and the terminal displays that the EMV chip must be inserted. At this point, the employee completing the transaction will likely manually key in the card thinking the terminal has malfunctioned because this card clearly has no chip. The transaction is approved, and everything seems fine until you get a chargeback notification for this payment. Because of the EMV shift, it is now your business’ responsibility to cover any fraudulent transactions. This means even if you dispute the chargeback with the appropriate information, you will not receive your funds.
Protect your business
As a business owner or manager, you can take many steps to ensure your business is protected from fraudulent card use. Here’s a list of things you NEED to do to avoid losing potentially large amounts of money.
1. Make sure your EMV equipment is properly working.
Faulty equipment isn’t going to protect you in the event of fraudulent card use. You’ll want to be certain the technology is current and updated.
2. Educate your employees.
Train your team about card fraud and what can happen if they do not follow proper protocol in regards to transactions. If someone is genuinely trying to make a purchase, he or she will not mind providing another card or calling their card provider to determine the cause of any potential card read error.
3. Talk to your merchant provider about updates and current events regarding card acceptance and fraud.
This industry is constantly changing, and keeping an open dialogue with your provider will help you stay aware of potential risks and changes. Join our email list to receive occasional newsletters and information. We will gladly keep you in the know.
One of the greatest advantages to the Clover® family is the fact that it is constantly evolving to better serve merchants. The automatic updates allow for you to run your business without worrying about scheduling updates, or even having to pay to keep your POS system up-to-date. Last week, our team learned about new Clover […]
Accepting payments on the go is becoming the norm for many types of businesses. Not only is it simpler for you and your customers, but it adds peace of mind to you knowing the payment is accepted and completed. From in-store retailers to in-the-field services, taking payments when you’re on the move is a sure way to add efficiency and convenience when it comes to easily getting payments and deposits.
Clover® Go is the solution for your business to accept payments from virtually anywhere. All you need is a smartphone or tablet and a free hand.
All-in-One – Accept all payments; contactless (Apple Pay®, Android Pay™, and Samsung Pay™), traditional chip, and swipe transactions.
Inventory Tracking – You shouldn’t have to track inventory separately, and with Clover® Go, you don’t have to.
Bluetooth® Connectivity – The new Clover® Go pairs with your phone through Bluetooth® connection. Wire free is the way to be.
Serious Security – Through the entire transaction process, you can ensure your customers’ data is secure.
Taxes & Tips – Multiple tax rates, set tip percentages
Paperless Receipts – Your customers can choose to have receipts emailed or texted for convenience.
Total Control – Give your employees the access to see the things they need and nothing more.
Constant Support – All day, everyday support to help you when you need it.
No Cost Clover® Go*
For the month of September, Targeted Merchant Solutions is giving a Clover® Go at no cost to new merchants! Aren’t you ready to add convenience and secure payment processing to your day-to-day? Let us help you get started.
Is it For My Business?
Any business can benefit from having on-the-go payment technology. Brick and mortar retail stores can step out from behind the counter to engage with customers and eliminate long lines with Clover® Go. Service providers that work in the field can simply accept payments right on the job, preventing errors and security issues. It’s true that your business can benefit from Clover® Go.
*Targeted Merchant Solutions will provide a new Clover® Go device to any new merchant who signs an agreement on or before September 30, 2017. There is a $39 initial setup fee. This promotion is while supplies last. Quantity is limited.
Get out from behind the counter and get online. Your customers aren’t only in your store, they are online also. When you have a website in place you are offering an online showroom where you can attract new customers into your store and increase sales with an online store. If you’ve been putting off a […]