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Data Breeches and Your POS

Many small merchants think that only large merchants have security breaches, but honestly, that is just not true. Small businesses are a substantial target for data breeches. As a First Data company, we take your security serious. First Data has partnered with TransArmor, a multi-layered security and compliance solution that helps merchants to protect their data, their customers and their brand. By offering Clover® to our clients, we know that your clients are protected too.

Clover has gone the extra mile to show that our advanced solutions are among the most secure in the industry. Clover Mini, Clover Mobile, and Clover Flex P2PE (point-to-point encryption) solution has been validated as a PCI Security Standards Council solution. This means Clover POS terminals along with First Data TransArmor have met comprehensive, rigorous, independent testing to validate our P2PE implementation. The strength of the Clover P2PE solution comes from its secure processor. ALL card data (swipe, dip, or tap) is immediately encrypted with TransArmor in the secure processor giving a distinct security advantage over software solutions. What does this mean for your business? That the card data never leaves the Clover terminal unencrypted – keeping you clientele safe!

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Why Shopping Local Goes Further in the Long Run!

Did you know that Locally owned businesses pick the products they sell based on what they know you like and want? Local businesses carry a broader selection of exceptional products because they buy for their own individual markets. They have YOU in mind!

Each community has its own distinct personality and therefore shop accordingly. When you purchase online from a large retailer not in your area, it makes it harder for the local store to follow the local trends. Even the larger stores in the area are following local trends, so why not take advantage of the fact that you can walk in and check it out personally, before you buy? Overall you not only support a local shop owner, but you save money on high quality products picked with You in mind!

At Targeted Merchant Solutions, we get Shop Local. We work with our individual store owners to help them keep their POS purchases down so that they can pass the savings onto you. Not only do we help them with their purchase power, but we are there around the clock when their systems go down, they have a cc issue, or better yet, we can personally come to their store and make sure that everything is up to date and running smoothly. Bigger POS companies cannot do that. But we can! Because we have YOU in mind! From the shop owner to the local resident making purchases, we want your experience to be the best.

Contact us to learn more on how we can help your place of business better overall. We are more than a POS company! We are a small business just like YOU!

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Why Clover® is our FAVorite product this year!

Clover is THE all-in-one business management tool offering far more than your standard POS. Not only does it take multiple payments including credit and debit, chip and mobile solutions, you can manage staff & inventory, view reports, analytics, and build a loyalty program from your customer database. Oh, and di we mention that Clover staff are industry experts? Not only is Clover extremely easy to set up, but it offers a minimal learning curve so that your staff is ready to go in no time.

Worried that it can’t handle your business? The app marketplace will expand the already filled functionality and is Cloud Based so your back office accessible from anywhere that you are! And one of our client’s FAVorite features is that the Clover POS  has a large, easy to read touch screen and makes the visual interface simple to use. It was also built with amazing report data and insights. Transaction data can be broken down to show sales trends, know who, what, and when they are buying, and more.

So, if you are ready to upgrade to the BEST POS system around, give us a shout and we will show you the way!

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Protect Your Business From Card Fraud

When the EMV liability shift made its debut in October 2015, it created a lot of buzz, but it also came with a lot of confusion.  What many small to medium sized businesses didn’t understand was that this shift would cause credit card thieves to target smaller businesses for their crimes.

Unfortunately, we have recently witnessed small businesses suffering monetary loss due to fraudulent card use, and it just proves that criminals are taking aim at small to medium businesses. These businesses accept EMV payments, so how are thieves bypassing this system setup to protect cardholders and businesses alike?  They are making their failed payment attempts look like terminal error causing a business to key-enter the card and eliminating the security steps needed for EMV transactions.

How they do it

After fraudulently obtaining a cardholder’s information, the criminals are creating their own “copy” of the card with a magnetic strip but no EMV chip.  When paying for a transaction, the card gets swiped and the terminal displays that the EMV chip must be inserted.  At this point, the employee completing the transaction will likely manually key in the card thinking the terminal has malfunctioned because this card clearly has no chip.  The transaction is approved, and everything seems fine until you get a chargeback notification for this payment.  Because of the EMV shift, it is now your business’ responsibility to cover any fraudulent transactions.  This means even if you dispute the chargeback with the appropriate information, you will not receive your funds.

Protect your business

As a business owner or manager, you can take many steps to ensure your business is protected from fraudulent card use.  Here’s a list of things you NEED to do to avoid losing potentially large amounts of money.

1. Make sure your EMV equipment is properly working.
Faulty equipment isn’t going to protect you in the event of fraudulent card use. You’ll want to be certain the technology is current and updated.
2. Educate your employees.
Train your team about card fraud and what can happen if they do not follow proper protocol in regards to transactions. If someone is genuinely trying to make a purchase, he or she will not mind providing another card or calling their card provider to determine the cause of any potential card read error.
3. Talk to your merchant provider about updates and current events regarding card acceptance and fraud.
This industry is constantly changing, and keeping an open dialogue with your provider will help you stay aware of potential risks and changes. Join our email list to receive occasional newsletters and information. We will gladly keep you in the know.

 

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New in Clover®

One of the greatest advantages to the Clover® family is the fact that it is constantly evolving to better serve merchants.  The automatic updates allow for you to run your business without worrying about scheduling updates, or even having to pay to keep your POS system up-to-date.  Last week, our team learned about new Clover updates that will add even more convenience to your business’ day-to-day.  With Clover® there is something for everyone.  If you already use a Clover®, you can go ahead and take advantage of these features.  Not a Clover® merchant, but want the awesome benefits?  Let us know how we can help?

Clover Employee Login Cards

Now your employees can use a secure employee card to clock in and out for their shift.  This feature adds a level of confidence for managers and owners in knowing that employees are properly clocking in and out.

Bar Tabs

We are truly excited about this new update.  No more adding an additional app to manage your bar tabs.  From within the Register app on your Clover, you and your team can add and manage bar tabs with ease.  This has been, by far, the most requested feature for the Clover POS, and now that it is here, the Clover feels like a complete package for bars and restaurants.

Clover Online Listings

Go beyond payment acceptance and drive more online and offline traffic to your business.  The new Clover Online Listings tool offers a free scan of 70+ sites across the web to check the accuracy of your online business listings.  After the scan, you have the option to manage and update any and all information found online.  This can assist in building brand awareness and turn searchers into buyers.

Click & Collect

Want to simply offer in-store pickup without adding the extra manpower to support it?  Easy.  Clover Click & Collect gives you the configurable option to let your customers choose whether to ship or pick up on site directly from the website checkout.  Your inventory is adjusted accordingly, so it’s smooth sailing.

Payments Plus – Clover Online Access

Now, ALL Clover merchants, including Payments Plus merchants, have access to the Clover Online tool.  Get started with a streamlined website for your business today.

Targeted Merchant Solutions knows that there is no one size fits all solution for payment acceptance.  We are a part of the process with your business each step of the way to ensure you’re getting the best fit.  If you are ready to find out a better way to process, let us know!  We would love to help your business accept all payment types and successfully grow!

(866) 863-2660
info@targetedms.com

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Clover® Go September Special

Accepting payments on the go is becoming the norm for many types of businesses.  Not only is it simpler for you and your customers, but it adds peace of mind to you knowing the payment is accepted and completed.  From in-store retailers to in-the-field services, taking payments when you’re on the move is a sure way to add efficiency and convenience when it comes to easily getting payments and deposits.

Clover® Go is the solution for your business to accept payments from virtually anywhere.  All you need is a smartphone or tablet and a free hand.

Features:

All-in-One – Accept all payments; contactless (Apple Pay®, Android Pay™, and Samsung Pay™), traditional chip, and swipe transactions.

Inventory Tracking – You shouldn’t have to track inventory separately, and with Clover® Go, you don’t have to.

Bluetooth® Connectivity – The new Clover® Go pairs with your phone through Bluetooth® connection.  Wire free is the way to be.

Serious Security – Through the entire transaction process, you can ensure your customers’ data is secure.

Taxes & Tips – Multiple tax rates, set tip percentages

Paperless Receipts – Your customers can choose to have receipts emailed or texted for convenience.

Total Control – Give your employees the access to see the things they need and nothing more.

Constant Support – All day, everyday support to help you when you need it.

No Cost Clover® Go*

For the month of September, Targeted Merchant Solutions is giving a Clover® Go at no cost to new merchants!  Aren’t you ready to add convenience and secure payment processing to your day-to-day?  Let us help you get started.

Is it For My Business?

Any business can benefit from having on-the-go payment technology.  Brick and mortar retail stores can step out from behind the counter to engage with customers and eliminate long lines with Clover® Go.  Service providers that work in the field can simply accept payments right on the job, preventing errors and security issues.  It’s true that your business can benefit from Clover® Go. 

 

 

 

 

 

 

*Targeted Merchant Solutions will provide a new Clover® Go device to any new merchant who signs an agreement on or before September 30, 2017. There is a $39 initial setup fee. This promotion is while supplies last. Quantity is limited.

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Clover Online for Retailers

Get out from behind the counter and get online.

Your customers aren’t only in your store, they are online also.  When you have a website in place you are offering an online showroom where you can attract new customers into your store and increase sales with an online store.  If you’ve been putting off a website for fear of the unknown, there’s no reason to wait any longer.  Clover Online is a simple method to give your business a professional edge online.  Not only does Clover Online allow you to create an online storefront, but it seamlessly connects with your Clover point-of-sale in your store so all sales are sourced in one place–doesn’t matter if they are in store or online.

Total Integration

Your Clover POS and Clover Online are both fully integrated to work together.  This means that you don’t have to maintain separate inventory reports or keep up with online and store front sales with different reports.  It’s all in one, making your job smoother and business more effective.

Safety First

Encryption and data protection are hot topics when it comes to card payments for businesses.  You want to make sure your customers are protected, as well as your business, and Clover offers innovative data tokenization and encryption to protect every transaction–online and in store.

Support

The support you know and trust from Targeted Merchant Solutions plus a dedicated Clover support team means that you will never have a question go unanswered.  We are here to make sure everything, from setup to processing, is running smoothly for your business.

It’s Really Simple.  Seriously.

Get online fast.

Whether you just need a professional website or a full online store which syncs to your point-of-sale system, Clover Online will get your site online quickly.  The hosting is even included.

The future is mobile.

Now more than ever it is essential that websites be compatible across mobile browsers because more and more customers are utilizing their phones and tablets for online means.  With Clover Online your website will give your customers the convenience they expect, mobile or not.

Payment options for the masses.

The payment options are already built-in, so you can offer your customers multiple options.  These options mean flexibility and convenience for your shoppers.

Let ’em see you.

More and more trends are showing that customers frequent a business’ website before going to the store to make a purchase.  Make sure you’re seen so you can gain new customers.

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Taking Business to Another Level: Clover Online

We have said it before, and we will say it again, your business NEEDS an online presence.  No matter your industry, an online presence is becoming increasingly vital for any business.  There are many ways that you can setup a website for your business, but now it’s become a part of your payment processing.

Clover Online is an app that come pre-installed on Clover devices.  If you have a Clover device, then you have the ability to utilize Clover Online and the impressive tools it has to offer.  So, the same amazing product that you use to accept payments and run your business will now allow you to setup and manage your online presence with incredible ease!  It really is that simple.

Three Options to Choose From

With Clover Online, you can choose from three different plans to find the one that best suits the needs for your business. Clover Online Basic, Clover Online Plus, and Clover Online Pro are the three plan options that have been developed for businesses.  If you are looking for a simple one page site with contact information and some detail about your business, then Clover Online Basic will provide just what you need.  For those looking for more customization and detail, the Plus and Pro options have the features you will need.

The plans include hosting for your website, more than 20 design templates, and the ability to use 100,000+ professional stock images for your site.  You can even use your own domain.  Each site is mobile-friendly and will automatically render on any device.

What Are You Waiting For?

Clover Users

Restaurants and retailers can have a site that seamlessly syncs with Clover inventory, orders, and customers.  E-commerce and social media integration are also available.  With that said, what are you waiting for?  If you already use a Clover device, then take it a step farther and start your Clover Online web presence today because it is already pre-installed on your Clover Web Dashboard.  There’s no downloading or creating an account necessary.  Find out the quick steps to get started here.

Ready for Clover

If you still haven’t found out what all the hype is about with Clover, it’s time.  Targeted Merchant Solutions is your Clover headquarters.  Demo it, live it, and love it.  It’s that awesome.  Aren’t you ready to kick things up a notch with your business?  Find out how we can help you take it to a new level.

Which plan will fit your needs?  Here’s a handy chart for review:

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Find out why our merchants love us

We know choosing a merchant service provider is an important decision.  You want to work with a company that not only works with you, but helps your business run more effectively, and that’s just what we do.  We call it the “Targeted Difference,” and it’s the reason why our merchants love us.

 

Transparent.  Credit card processing fees can be incredibly confusing.  We get it, and we offer education to our merchants to help you understand exactly what you’re paying for.  For our merchants we recommend interchange pricing because it is the most transparent pricing available.

 

No Overselling.  We’ve seen it too many times: a business stuck with technology that’s too big for their goals. That’s why we never oversell to our merchants. We find out your goals and build your service from there. If you grow, we grow with you; but you’re never stuck with overpriced equipment that doesn’t fit your needs.  And we do not believe in costly equipment leases either.  Bonus!

 

We patronize our merchants.  Get used to seeing TMS team members if you’re anywhere near one of our many locations.  We dig patronizing our merchants’ establishments because we believe what goes around comes back around. We love supporting our merchants!  Even online/MOTO merchants will see that we will keep coming back for more.

 

No robots or paid call-centers.  When you call, email, text, snail mail us, you’re reaching US!  Enough said, right?

 

We customize solutions based on your needs.  No two businesses are exactly alike, and that’s why we offer consultative service to determine what your business needs.  From there, we work with you to setup solutions to get your business accepting payments quickly.

 

Continuous Support.  Our support doesn’t end after you’ve started accepting payments.  We continue to offer thorough support and training for our merchants throughout the extent of our relationship.

 

Our merchants choose TMS time and time and time again.  Aren’t you ready to work with a company that goes beyond credit card processing and offers a real difference?  Let’s do this.